As someone who works in the financial space, I have heard tons of bad advice regarding personal finance. People just love giving others advice (sometimes it is good). And, some of the worst advice I’ve heard has been credit card myths.
I know that most people are only trying to help, but sometimes the advice is so bad that you wonder if that person is purposely trying to spread bad information!
Money is a funny subject like that, though.
Until we start having more open conversations about it and spend as much time learning about finances as some of us do reading the latest gossip, watching sports, or something else, then we still have a long way to go.